Had a very unpleasant indeed debt, especially debt that is due to mistakes of others such as wife or husband had a hobby of wasting money via kridit card without a hobby that continues to pay mounting bills. Human beings are unique, because there are people who do not care about debt in the future, which is important at this time he pleased. New later after the horrific terror of debt collectors, aware and began to change.
To be free of debt and pay off all credit card bills should learn, understand and do some simple things the following:
1. Debt and Stop wasting your money
After the debts were mounting up and you realize that you have to pay, then the first one done is to block credit card at the bank and destroy all credit card and debit card or means to borrow money or other credit. Destroyed by cutting, burning or pulverization of the card until destroyed.
There should also change your lifestyle patterns of the consumer to be frugal and stingy because of the situation. Immediately tears and learn how people on low incomes (UMR standard / UMP) to survive. Immediately echoed and explain and teach lifestyle changes to other family members for economic rescue families who are drowning smithereens.
2. Immediately Get Rid of Your Debt
Pawning or selling goods immediately that you have either a valuable or not valuable. Purchase of goods from all credit card sales only. If less selling other goods also can be sold or mortgaged. Do it as soon as possible so that bank loans do not continue to grow due to the flowering of interest usury system which strangle neck veins. If still not well, selling only houses, cars, land, and others.
If money was collected immediately went to the bank and pay off all his debts. To get a decent price and quickly sold out, you can try buying and selling forum kaskus web site, selling to friends or relatives or pawned at pawn shops near your home.
3. Looking for Alternative Ways tough Repayment
If the sale of goods is insufficient to pay all debts, then you must find a way to borrow the rest to others such as parents, siblings, friends, neighbors, office, soft loans, loans without collateral, and many others. In addition, also looking for a side business or odd jobs that generate a lot of money but kosher toyiban. After the money can be immediately lunaskan remaining debt.
If you still can not, then go to the bank issuing credit cards to apply for waivers pencicilan credit card bills with a capital of intent / nature of good to pay off your debt. With your sincerity maybe you can get access to pay the remaining installments. Most of the money you earn from work, do business, borrow, and others immediately use to pay your debt repayments because the faster the better. If you hold the money for too long, can-can the money be used for things that are not necessary.
4. Back to the right path
From bitter experience you have debts and may have chased or intimidated party debt collectors (debt collectors), you can begin to change towards a more prudent. Immediately leave the credit cards and debit cards and switch to cash payments system cash alias.
Live simply do not superfluous because it is not good. Customize your lifestyle with a family income, and do not ever forget the investment and savings for the future and for the purposes just in case if there is something beyond our capabilities.
Among the tips and tricks to pay debt is rapidly and easily, may be useful for us all. Thank you.